Mortgages

We have been helping clients obtain and restructure their mortgages for many years. We have the experience and expertise to successfully arrange a wide range of mortgages to suit your needs.

Our comprehensive service includes researching and obtaining the most suitable mortgage for your individual requirements, overseeing the application process from start to finish and liaising with estate agents and solicitors.  We endeavour to make sure that your mortgage application completes as quickly as possible.

Our wealth of knowledge as mortgage advisers often enables us to secure a mortgage facility when clients have encountered problems with other providers.

Our mortgage solutions include:

  • Residential house purchases
  • First-time buyers
  • Remortgaging of an existing loan
  • Buy-to-let mortgages
  • Second homes and let-to-buy
  • Bridging loans and financing
  • Retirement interest only mortgages

Mr & Mrs U had made an offer on a property which was accepted and solicitors were instructed. They had applied for a mortgage directly with a high street lender. Several weeks into the buying process they were notified by the lender that their application had been declined.

This caused them considerable upset and they resigned themselves to having to wait a year before being able to purchase their dream house.

They were recommended to contact us to see if we could help. Due to our access to the whole of the market and our knowledge of lenders we were able to secure a mortgage for Mr & Mrs U, and are pleased to report they have moved into their dream home.

Charles Royle made the mortgage application process seamless so when we received the email confirming our mortgage had been agreed, we couldn't thank them enough.
Client B
The Financial Conduct Authority does not regulate some aspects of buy to let mortgages. Your home may be re-possessed if you do not keep up repayments on your mortgage or other loans secured on it. You may have to pay an early repayment charge to your existing lender if you remortgage

Mortgages

Buying a house
Re-mortgaging
Buy to Let
Bridging loans

Later Life

Paying for care
Financial assessment
Funding options
Benefits and grants

Investments

New investments
Restructuring existing investments

Retirement

Planning to retire
Already retired
Saving for retirement

Financial Protection

Family protection
Business protection
Protecting your health

Equity Release

Releasing capital
Generating income
Assisting family
Retirement Mortgages